Feedback for high-end massage chairs. Curious if anybody here has gotten them and what your thoughts are. I'm looking at newest Human Touch model, 15-20% off for BF and considering taking the plunge. I remember testing them out 5-10 years ago when I wasn't realistically considering them and felt the technology just wasn't quite there. We would like to show you a description here but the site won’t allow us.24.8% of people can be excluded due to young age (0-19), leaving 75.2% of the population as potentially in FATFIRE. Of that 75.2%, the 50+ segment are proportionally representing 47.9% of the potentially FATFIRE. That's a very large portion. I assume that people within that segment: Are more likely to be retired. Three major goals at the start of 2022 were to decrease our home improvement spending, and to increase our travel and restaurant spend. We absolutely nailed the spending increases but bit the bullet on some home improvement projects, and missed that goal substantially. Travel may decrease a bit in 2023 as we look to maximize use of the new ...10% - crypto hedge fund (this was 5%, but is performing so well relative to the rest of the portfolio that its now 10%) 2% - cash, misc. of the 75% Public Equity about 18% of that is borrowed against for RE purchases on an STR which should net ~15% annual returns. Total doesn't include primary residence. In general, Fat FIRE is defined as having enough money to spend at least $100,000 a year in retirement comfortably. Using the standard 4% rule, this level of annual spending would require a Fat FIRE number of around $2.5 million in investments. Although Fat FIRE requires significantly more money invested and is harder to achieve, it appeals …Pretty much normal, housing, travel, food etc. I overspend a bunch on food and entertainment but don't buy a lot of stuff. Usually $250-275k a year, but more this year with how hotels and other travel-related expenses have blown up, plus we bought a Tesla Model S. Biggest expense categories are travel and dining out.Mid 30s couple who put the RE in fatFIRE and actually retired early (~$200k spend at ~$8m NW). We are expecting our first child soon and have done research on how we can use our money to help make new parenting easier.The IPCC special report on climate change and land (2019), is very clear that we need to significantly increase reforestation and sustainable management of forests (with timber harvest) to meet any of the viable pathways to limiting climate change to 1.5 degrees. These are the world’s best climate scientists.10% - crypto hedge fund (this was 5%, but is performing so well relative to the rest of the portfolio that its now 10%) 2% - cash, misc. of the 75% Public Equity about 18% of that is borrowed against for RE purchases on an STR which should net ~15% annual returns. Total doesn't include primary residence. Things to Do in Fawn Creek Township, KS. 1. Tulsa Blossom Shoppe. "I was so pleased with my flowers this company done for me. Made me feel so much bett..." more. 2. …I just opened a brokerage account, I’m in my 20s looking for tech stocks that have a huge upside potential, something like nvidia or AI… appreciate it. r/Fire: FI/RE (Financial Independence / Retiring Early) is a money strategy that's sweeping the nation. It's not easy, but it is simple: earn more …. Edit 2023.10.02: Posted Version 4.3. Here is Better Mobile Version 4.2 or Older Version 4.2 Link. Please read the flow chart entirely before commenting since some Redditors have been commenting or PMing of missing items; sometimes it’s just buried deep.According to Allen Wong, a moderator for the subreddit r/fatFIRE, the platform allows members to "speak freely without fear of retaliation," which one may get outside of the subreddit or in the ...LeanFIRE vs FatFIRE. ... Samuel teams up with Jussi Askola and Paul R. Drake where they focus on finding the right balance between safety, growth, yield, and value. High Yield Investor offers real ...FATFire Before Singularity: Anyone Else Feeling the Same? I've been working as a mid-level engineer at a FAANG company. For decades, I've been intrigued by the concept of the singularity, the point when artificial intelligence might greatly surpass human intelligence. Every passing day, it feels more like a looming reality rather than a theory.Welcome to r/ChubbyFIRE, here we aren't rude and welcome mid to advanced fire topics, please do not ask things like "How can I invest money" or other very basic things. We try not to moderate too heavily but please be respectful and use the weekly thread as much as possible for smaller questions. Similar subs: r/FatFire. r/fire. r ...LeanFIRE vs FatFIRE. ... Samuel teams up with Jussi Askola and Paul R. Drake where they focus on finding the right balance between safety, growth, yield, and value. High Yield Investor offers real ...The scope of FatFIRE extends beyond the conventional retirement mindset. It encourages individuals to envision a retirement lifestyle where they can indulge in …FatFIRE is a version of the FIRE movement. It involves higher levels of savings and income in retirement than FIRE does. To understand how FatFIRE works, it can be helpful to know: How much money ...If you pay for all 3 to attend private university, that’s going to be >$1million right there. Public tuition will be a lot less but for 3 kids, it could be up to $500k for all 3 at the current tuition inflation rate. I retired in 2004 at age 55. Kids were 10 and 7. House paid for; kids in good local public schools.I am. I lived in the USA for 10 years but recently moved back home to the UK in 2019. The US was very generous to us and I have a son now with dual citizenship but for this part of my fatfire journey, being back in the UK is the best option due to the very very high contribution limits for SIPP and ISA. I just opened a brokerage account, I’m in my 20s looking for tech stocks that have a huge upside potential, something like nvidia or AI… appreciate it. r/Fire: FI/RE (Financial Independence / Retiring Early) is a money strategy that's sweeping the nation. It's not easy, but it is simple: earn more ….Feedback for high-end massage chairs. Curious if anybody here has gotten them and what your thoughts are. I'm looking at newest Human Touch model, 15-20% off for BF and considering taking the plunge. I remember testing them out 5-10 years ago when I wasn't realistically considering them and felt the technology just wasn't quite there.The online forum subreddit r/fatFIRE is filled with people discussing investments, sharing tips, and telling stories of getting FatFIRED—the day when they retire in their 30s or 40s after having...Torontonian Proper here - 30 years old - 2.2m invested in market - run a business that earns 1m+ in income annually (not really sellable / service based business w/ shitty multiples). 1.5m condo with 1.1m on the mortgage. Very early days of the fat fire journey. I think I’m a HENRY based on this thread.Yes, entrepreneurship I'm general. Building things, going from 10 hires to 50 to 150, figuring things out every step along the way with constant new challenges. Knowing you're providing a career for that many and they all look up to you keeps that motivation going, similar to how I imagine parenting would be. 39. FatFIRE. So if LeanFIRE is about cutting costs and minimizing living expenses, then FatFIRE must be the opposite? In a way, yes. FatFIRE is for people who want to reach early retirement, but will have much larger yearly budget and/or higher expenses. Instead of living under $40,000 or being more of a modest range for traditional …Most people both here and r/fatfire seem to have settled on this being 1.5ishM-4M net worth and Fat being 5M+. Lifestyles/path to wealth stories seem to vary a bit with there being more high risk stories that paid off in the Fat sub and more steady employment and savings here but this sub is just increasing in activity so we may find that ...Hey everyone. I'm a floor RN in California with a Master's (leadership) working in a hospital. Because we're unionized, we have standardized pay scales with no room for negotiation - currently make ~$120k a year (hourly employee).FXIAX charges the lowest management fee on the market at 0.015%; it is even cheaper than Vanguard VFIAX’s rock-bottom fee of 0.04%. Fidelity’s S&P 500 index fund has the same performance as any other S&P 500 index fund. So if you are in the market to buy an S&P 500 index fund, Fidelity’s FXIAX is a great option.Same. My father gambled away a significant amount of his retirement in his desire to also get rich. My mom pressured my little sister to succeed like me and my little sister overdosed from the pressure. Now she's seeing and hearing things an Personal Injury lawyers make..bank? Heard about this on My First Million, this lawyer shares his financial life story on r/FatFire. $6M-$8M PER YEAR in…This year is $46,000. At that pace, it’ll be $95,000/yr in 2036. But prices simply cannot continue to increase this way. No one will be able to attend. It’s hard to say what you’ll need, but I’ll assume less because the bubble will pop. But it’s dangerous to make this assumption. [deleted] • 5 yr. ago.5 Million * 4% is $200k per year in perpetuity money. 200k/year is solid, especially with the much lower taxes of investment income. 5 Million is a great goal, but I wouldn't consider it fully FATfire. You'd be making 200k a year based off the 4% rule. 200k per year is more than enough for most families.Most people both here and r/fatfire seem to have settled on this being 1.5ishM-4M net worth and Fat being 5M+. Lifestyles/path to wealth stories seem to vary a bit with there being …Fatfire Canadians getting medical treatment in the US. A Canadian friend has been suffering from a difficult to diagnose medical issue and they believe that the best experts for it are in the US. There is no concern about being able to pay the costs out of pocket. My thought was that they could just make an appointment and travel in as a ... So if you put $20K into a traditional 401K, and let's assume 10x growth, at the end you have $200K. Now you pay 25% in taxes, and have $150K for yourself. So effectively you only had $15K grow tax free. Alternatively if you put $20K into a Roth 401K, then you effectively put in $26.7K, and paid $6.7K tax right now.The difference: FatFIRE devotees don’t want to scrimp and save in order to afford early retirement, and instead focus on maximizing their income while they’re still working, according to the r/FatFIRE subreddit. Not surprisingly, working at large tech companies is one popular path to pursuing fatFIRE.Our American Express card has a $250 annual fee. It offers 4x Amex membership points on 2 most used categories per month, up to $120,000/year, then 1 point per $1 spent. We use this card exclusively for shipping charges since we go over the $120K maximum every year. The points add up really fast with the 4x benefit. Like everyone else has already suggested, you should diversify using a fairly standard retirement portfolio. Real estate is additional risk and leverage on top of the risk and leverage you're already taking on with the staffing business. If you want to diversify, you should start by learning risk management. Surprisingly, there are a ton of real people lurking this sub. I do feel like a lot of times, either NW or business valuations may be inflated. There’s a lot of people with $5m+ in this world. Many people, even high level executives with Ivy League educations, don’t know what to do when it comes to their own money.In addition to the "extra $280K," you'll also need to spend (say) $150K to sell your current house (brokerage commissions, closing costs, etc) and to pay for moving. That's a lot of money just to upgrade from a $2M house to a $2.52M house. Not if they sell their existing house for 10% more “than it is worth” as well.Jan 9, 2022 ... Anyone is interested in fat fire? This is from Reddit. https://www.reddit.com/r/fatFIRE/comments/rwwjn5/… 2021 Spending Breakdown I thought ...FIRE – Financial Independence, Retire Early. The combination of both of these. You can be FI and continue working at a fulltime job (as I plan to do). Or you can be taking a mini-retirement, like Scott from I Dream of Fire is doing. Lean Fire – FIRE, but with a smaller amount saved up. Think of it as FIRE on a budget.The FIRE (financial independence/retire early) movement is largely a numbers game. The formula is simple: A person needs to save up and invest 25 times their annual spending in order to become...Those who don't fit into r/leanfire or r/fatFire, we have a place to talk. Basic outline is a retirement portfolio target of ~2.5MM-5MM, think of it as the upper middle class of …Slightly better home, toys and vacations. Life changes at 100 mill +. productintech PM | $10m FatFIRE | $5m NW | mid 30s | Verified by Mods • 3 yr. ago. I suspect people at $100m say not much changes between $50m and $100m, the real big change is at $200m :) sincostanh • 3 yr. ago.For CPAs, mine is 650/hr and the help is 200-450/hr depending on experience/seniority. Again, your annual cost will vary wildly. In years with asset audits, my annual accounting spend is between $150,000-$300,000. If it’s just personal and not my businesses, between 5,000-25,000 annually. Fine-Mission-2312 • 2 yr. ago.Welcome to r/ChubbyFIRE, here we aren't rude and welcome mid to advanced fire topics, please do not ask things like "How can I invest money" or other very basic things. We try not to moderate too heavily but please be respectful and use the weekly thread as much as possible for smaller questions. Similar subs: r/FatFire. r/fire. r ...quixoticspaz1 • 3 mo. ago. There are two tiers of trust and estates attorneys: (1) boiler estate planning documents for around $5,000 - $10,000 or (2) hourly engagements with a bigger firm at $1,000 an hour. You won't get your questions answered in the way you want by a shop doing a $5,000 estate plan. It’s completely reasonable to plan a fatFIRE lifestyle at $10m. But if you read this subreddit, there’s a massive chance that once you get to $9m, instead of being happy taking the win, you start imagining the cool stuff you can do with $15-30. And then you keep working for decades beyond the original plan. 11. [r/FatFIRE] - Basically, there are only 3-4 reasons people sited in favor of real estate (diversification, tax deductions, monthly income or the most common was leverage). It’s definitely not as passive as it seems but it works for those that like to be more hands on with their investments. Leverage was the most response as it’s the easiest ...The difference: FatFIRE devotees don’t want to scrimp and save in order to afford early retirement, and instead focus on maximizing their income while they’re still working, according to the r/FatFIRE subreddit. Not surprisingly, working at large tech companies is one popular path to pursuing fatFIRE.[r/FatFIRE] - Basically, there are only 3-4 reasons people sited in favor of real estate (diversification, tax deductions, monthly income or the most common was leverage). It’s definitely not as passive as it seems but it works for those that like to be more hands on with their investments. Leverage was the most response as it’s the easiest ...Am i ready for Fat Fire. Not sure if I belong in this community but am posting regardless, I'm 54M, physician. I was able to invest aggressively out of residency and in …[r/FatFIRE] - Basically, there are only 3-4 reasons people sited in favor of real estate (diversification, tax deductions, monthly income or the most common was leverage). It’s definitely not as passive as it seems but it works for those that like to be more hands on with their investments. Leverage was the most response as it’s the easiest ...So if you put $20K into a traditional 401K, and let's assume 10x growth, at the end you have $200K. Now you pay 25% in taxes, and have $150K for yourself. So effectively you only had $15K grow tax free. Alternatively if you put $20K into a Roth 401K, then you effectively put in $26.7K, and paid $6.7K tax right now.Physician Fat FIRE advice. Greetings! Long time lurker, first time poster. Wanted to ask some advice from FIRED physicians (or really anybody who has practiced a single trade for most of their lives) on how they made the transition from work to retirement. I'm in my forties and have had a fulfilling and successful career for most part except ...FatFIRE is a version of the FIRE movement. It involves higher levels of savings and income in retirement than FIRE does. To understand how FatFIRE works, it can be helpful to know: How much money ...As with any information found online, members are always encouraged to view the material on r/fatFIRE with healthy (and respectful) skepticism. If you are unsure of whether your post belongs here or as a distinct post or if you have any other questions, you may ask as a comment or send us a message via modmail.Also this is r/fatfire lol. Especially at this age, I'm looking at 50 years or more of drawing down, a lot can happen (including medical/long term care, potentially immigrating, etc). Costs also increase with children (childcare, school fees, Stuff), ageing parents/grandparents, etc. Basically yes I know that people live at every income level ...Welcome to r/ChubbyFIRE, here we aren't rude and welcome mid to advanced fire topics, please do not ask things like "How can I invest money" or other very basic things. We try not to moderate too heavily but please be respectful and use the weekly thread as much as possible for smaller questions. Similar subs: r/FatFire. r/fire. r ...Redirecting to /r/fatFIRE/comments/15jnlf5/.Once you have enough, having more isn’t “more enough,” it is just an unhealthy relationship with money. A lot of people follow the path of accumulation as the end game, but that is probably due to money insecurity. The end game with FIRE is RE by definition. Edit: The other commenter made this point more succinctly.r/PleX • We live on a farm with no internet. I would like to buy a router purely to connect a hard drive to, so that I can stream movies locally from the HD on my devices around the …Give yourself some distance from them, see them less. See only the one that love you who dont ask for money or favors. You seem like a smart guy, so I think you realize it's a choice to deal with these people. It'll be hard but youll need to choose your own peace and mental health over pleasing family.There are loads of articles about how one needs $1-2m minimum in the US to retire fire and basically $10-20m for fatFIRE but it seems very little how much you need in Europe. Would love your thoughts. Depends a lot on where you want to …However, we already live in a beautiful but boring suburb so we crave people watching, energy, entertainment, and for that, one notch below the high end ones is often the best choice. yelloworchid • 8 hr. ago. Jade Mountain Resort - St. Lucia, Cap Maison - St. Lucia. Cocobay - Antigua. 4. kimjongswoooon • 18 hr. ago.Edit 2023.10.02: Posted Version 4.3. Here is Better Mobile Version 4.2 or Older Version 4.2 Link. Please read the flow chart entirely before commenting since some Redditors have been commenting or PMing of missing items; sometimes it’s just buried deep.Go to Reddit comment. r/fatFIRE • comment 9 points • jrwren. The course is free on coursera and well done for a pre-recorded course. https://www.coursera.org ...Hey OP, congrats to you for pursuing your dream and having the guts to hit the eject button to pursue non-corporate life goals. While I think this is a great story, I don't know if r/fatFIRE is the right place to share it. Since you're going back to work the grind again, I'll share some observations because I did something similar. Maybe this is a duplicate question. Is ability to spend $150k/year, retired from work and house paid off considered fatfire? What is considered fat…Redirecting to /r/fatFIRE/comments/qz6bse/.FatFIRE. The goal of FatFIRE is to have enough money invested that you can quit your full-time job and live a comfortable lifestyle, with household annual expenses of around $100,000. This type of FIRE focuses on saving more than the average investor, allowing you to both reach your goals sooner and be able to keep some frills in retirement. ...It’s completely reasonable to plan a fatFIRE lifestyle at $10m. But if you read this subreddit, there’s a massive chance that once you get to $9m, instead of being happy taking the win, you start imagining the cool stuff you can do with $15-30. And then you keep working for decades beyond the original plan. 11. Feedback for high-end massage chairs. Curious if anybody here has gotten them and what your thoughts are. I'm looking at newest Human Touch model, 15-20% off for BF and considering taking the plunge. I remember testing them out 5-10 years ago when I wasn't realistically considering them and felt the technology just wasn't quite there.The eng numbers are way off. You can readily make 150-250k out of college now, with any senior software engineer hitting 400-450 with 5-10 years experience. -2. BarcodeZebra • 3 yr. ago. I know Reddit tends to forget this, but software engineers make up a tiny percentage of the "engineering" profession.Montgomery County, Kansas. / 37.200°N 95.733°W / 37.200; -95.733. Montgomery County (county code MG) is a county located in Southeast Kansas. Its county seat is …FatFIRE is a version of the FIRE movement. It involves higher levels of savings and income in retirement than FIRE does. To understand how FatFIRE works, it can be helpful to know: How much...FatFIRE: With fatFIRE, the goal is to earn as much money as you can to save enough to live a comfortable and enjoyable retirement without cutting costs or diminishing your standard of living. FatFIRE …Sep 20, 2022 ... ... r/FatFIRE subreddit. Not surprisingly, working at large tech companies is one popular path to pursuing fatFIRE. A few recent topics of ...Plus like someone else said, the “boring middle” is also called life, so you do want to strike a balance of being able to enjoy it, which you’ll easily be able to, and money can help there (hobbies, travel, convenience, etc). You are wise for a youngin, you have a rich future ahead! 123. [deleted] • 1 yr. ago.The success of the deal is dependent on a lot of factors and the risk of the deal falling through can be mitigated by you and by the searcher by doing a few key things. Generally speaking a search fund entrepreneur can get a general sense of investor interest early on. If you give the right information upfront, you can have the searcher ...Sep 15, 2022 ... ... Reddit · Pocket · Flipboard · Pinterest · Linkedin. UP NEXT. Officer convicted ... 'FatFire' movement encourages people to acquire wealth and ...This is our 2022 budget based on my - hot off the press - actuals for 2021. We are 56m / 53f in an MCOL. For us, this is a < 1% WR. We're kind of fat NW but with a chubby/regular FIRE spend. This is our 3rd year being retired. The bottom line is we had income and expenses of around $90K. That's around 60th percentile. Yearly.We would like to show you a description here but the site won’t allow us.DrHorseFarmersWife • 6 mo. ago. I’m a lawyer but not a divorce lawyer. #1 is get a therapist that charges less per hour than your lawyer and don’t mix them up. #2 is use that therapist to help get your mind right about not throwing good money after bad and trying to get too cute/vindictive in the process.The subreddit r/fatFIRE ended up overtaking both the FIRE and leanFIRE versions and now has over 32, enough electric for two EV's (60A) (and possibly EV riding mower, tractor, UTV's, ATV's, mountain bikes) spac, I expect my tax rate to be more like 10-15% at similar spending lev, You’re losing a lot of money buying new or leasing., An even better answer: VSTAX in a irrevocable trust using your lifetime exemption gifting + crummey powers if you w, Meet the fatFIRE movement of high-earning professionals who want to retire early without cutting c, Fatfire Canadians getting medical treatment in the US. A Canadian friend has been s, r/fatFIRE: Retire with a fat stash. The wife and I are sel, Slightly better home, toys and vacations. Life changes at 100, FatFIRE is a type of FIRE. The main idea of FIRE is to earn enough m, You could theoretically use the 529 as a multi-generati, We have 7 properties worth 4.3 million with 2.5 owing. Pr, If you are FatFire you can afford it. You tip 20% till, United States › Kansas › Fawn Creek. Fawn Creek currently has 2 , After we reviewed our finances and realized we were still payin, Mar 16, 2023 ... The R/Fat Fire community has a story, Most people on r/fatFIRE live in VHCOL and HCOL ar, Those who don't fit into r/leanfire or r/fatFire, w.