Ally lease payoff

Use the Multistate SmartLease Agreement 10 form AF-671-MULTISTATE 10/18 (printed in the lower left corner) for both Monthly and Single Payment leases. All spaces and lines of the lease agreement must be completed. If no dollar amount applies, enter “0” or “N/A” unless these instructions say otherwise. If no description applies, enter ...

Ally lease payoff. Help & FAQs. Auto Financing. Payment Extension. Ally Auto: 1-888-925-2559. M - F 8 am - 11 pm ET, Sat 9 am - 7 pm ET. Payment Extension FAQs.

You can always call us at 1-877-247-2559. We're here 24/7. For background on Ally Invest Securities go to. Advisory services are offered through Ally Invest Advisors Inc., a registered investment adviser. Ally Bank, Ally Invest Advisors, and Ally Invest Securities are wholly owned subsidiaries of Ally Financial Inc.

Ally’s process is really convoluted and the letter they sent today makes it seem like they will not allow you to finance a lease buyout and that the payoff check …Just wanted to share this experience for anyone else in similar position or need an ally or algo experience Lease payoff: 2020 Chevy Silverado 1500 2.7l turbo Msrp + aftermarket parts and prepaid service 46200. Ally lease 36/10, RV 29781 Inception 4/3/2020, 375 DAS + 375. Rent charge roughly 7600 + depreciation 5900. I took this at the start of Covid and considered buying it multiple times and ...An auto lease buyout can help you buy your vehicle instead of returning it. See if you pre-qualify in minutes with no impact to your credit. Formerly Clearlane. ... Whether you're a current Ally lease customer, or with another lender, all roads lead to ownership. Finance Your Lease Buyout.Ally Financial has agreed to pay nearly $20 million to end a class action lawsuit alleging the company misled consumers financing vehicle purchases through ...Ally Auto

Ally Financial auto loan earned a 3.5 out of 5.0 Stars. Ally is a decent option for those with good credit and offers a variety of car buying options. Their mobile app overall has many perks and ...First off, this is my first post but been researching here for some time and couldn't find anything really related to what Im dealing with so I'll ask the experts: So I have an Ally lease on a 2019 Wrangler that's up in 9 months and Im about 2000 over mileage due to some unforeseen circumstances. Thanks to Ally charging over original sticker for a 3rd party buyout (including Jeep dealers ...In Florida, the provider is MIC Property and Casualty Insurance Corporation, FL Lic. #9299 or Motors Insurance Corporation, FL Lic. #1495, 500 Woodward Avenue, 14th Floor, Detroit, MI 48226. For states other than Florida, the provider is Universal Warranty Corporation, 500 Woodward Avenue, 14th Floor, Detroit, MI 48226 or call 1‑800‑631 ...x number of days since last payment received. Finance Charge = x 30 days = $94.52. In this example, if Ally received a regularly scheduled monthly payment of $425.00, $94.52 would be applied to Finance Charges and the remainder of $330.48 would be applied to reduce the outstanding balance of the Amount Financed.Our centrally located office is found at 9265 4th Ave, Brooklyn, NY 11209. If you are tired of the traditional dealership model when looking for ally payoff address, Signature Auto Group offers a digital forward experience. Through digital innovation, customers can complete the buying or leasing process from the comfort of their homes.r/personalfinance • 3 yr. ago. by drexyia . Ally Bank lease buyout nightmare. Help? In early October we secured a loan to buy out our lease that was coming to an end. The new lender sent me the check. I then sent the check to Ally. Ally marked the transaction as complete and the check as cleared on October 21st according to my account on ...Thought I would share my experience with my Ally Lease Buyout. 2018 - 2 year old Alfa Stevio Quad. My Buyout: $47,000 with tax Dealer Buyout: $62,000 (Yup) Estimated Resale Value: $56,000 So I sent Ally a check for $47,000 on 6/21. Ally processed on 6/26. Emailed me the buyout papers via Docusign 6/29. Received the Bill …

Related to Ally Payoff Agreement. leasing agreement means an agreement by which one person (the lessor) grants a right to possession or control of an object (with or without an option to purchase) to another person (the lessee) in return for a rental or other payment;. Payment Agreement means a written agreement which provides. Existing Management Agreement means that certain management ...I have a Ally Lease in Massachusetts. They (Ally) Will not sell me the Vehicle for my residual. ( They don't sell to lessee in Massachusetts and a few other states) supposedly? I want to buy my lease out from Ally. Lease ends in 1 month. Lots of equity 10-12k Anyone help with how to get around this BS. I visited dealerships and they (Ally) only give the dealers the market adjustment price of ...Starting a car lease can be an exciting endeavor. Leases can allow you to drive a new car for a few years with lower payments than what you’d make if you’d purchased the car and go...Auto Refinance. Ally Auto: 1-888-925-2559. M - F 8 am - 11 pm ET, Sat 9 am - 7 pm ET. Auto Refinance. Switch to Ally and discover if you’d save by refinancing. Find out if you pre-qualify in minutes with no credit score impact. Get personalized options and decisions online. Refinance Your Vehicle. Manage An Existing Offer.A Jeep lease buyout allows you to purchase your leased vehicle. You can do this through the dealership or obtain a buyout loan from an external lender. Exploring your car's value and your lease ...When you're ready to pay on your GM lease, GM Financial allows your to pay in a variety of ways. Learn which payment options are accepted here. When you're ready to pay on your GM lease, GM Financial allows your to pay in a variety of ways. ... • Payoff information • Getting your title. You can also reach out to our Customer.

Lsoru.com reviews.

Piccadily Sugar & Allied Industries News: This is the News-site for the company Piccadily Sugar & Allied Industries on Markets Insider Indices Commodities Currencies StocksTo submit a lease application, follow these steps: Sign in to your Tesla Account. In the 'Payment Method' section, view the financing options available to you by selecting 'Finance.'. Select 'Lease.'. Select Tesla as your financier and confirm your preferred amount due at signing, monthly payment, preferred lease term and annual ...Mitsubishi. Mitsubishi 's financing partner, Ally Financial, is offering to defer monthly loan and lease payments for up to 120 days. They won't charge late fees during the period payments are delayed, but interest will continue to accrue. Like most deferral programs, not all customers will qualify.The Inside Track. Learn how our business works with this step-by-step guide. It shows exactly how we provide financing — from a borrower's initial visit to the car dealership to GM Financial's purchase of the contract, helping the borrower, collection efforts, and finally, to a borrower paying off his or her contract.PO Box 650805. Dallas TX 75265. Retail Payoff. Overnight Mail. Box 650805. 1501 N Plano Rd. Ste 100. Richardson TX 75081.

How do I cancel my Ally Premier Protection coverage? Give us a call at 1-800-631-5590 to cancel your contract. You can receive a full refund if you haven't made any claims and cancel within 60 days of the start of your contract. Otherwise, your refund amount will be based on days or miles of coverage remaining, whichever is least.Ally is a direct lender that offers a streamlined digital auto financing experience for individuals looking to refinance their current vehicle or buy out their lease. ... Credit card payoff ...Loan amounts range from $7,500 to $99,999. You’ll need a minimum FICO score of 620. You can choose a repayment term of up to 72 months. You need to earn at least $2,000 a month. Co-applicants are accepted. Ally does not refinance its own loans.The tricky part is if you want to use some kind of down payment. When I bought out my Mazda lease, I wanted to put some cash down so I was not paying interest on the sales tax. A lot of the ...If you want to purchase your vehicle, log in to your Ally Auto account to get your buyout quote. After you’ve retrieved the buyout information, pay the purchase price of your vehicle, plus any applicable taxes, fees and other …Just wanted to share this experience for anyone else in similar position or need an ally or algo experience Lease payoff: 2020 Chevy Silverado 1500 2.7l turbo Msrp + aftermarket parts and prepaid service 46200. Ally lease 36/10, RV 29781 Inception 4/3/2020, 375 DAS + 375. Rent charge roughly 7600 + depreciation 5900. I took this at the start of Covid and considered buying it multiple times and ... Ally Financial Payment Processing Center P.O. Box 71119 Charlotte, NC 28272-1119. Commercial Services Group. Call 1-877-602-3343 Monday – Friday, 9 am – 7 pm ET. 41 posts · Joined 2007. #6 · Jul 30, 2014. US bank did negotiate. Probably doesn't help with Ally, but US bank come down from a lease buyout of over $27k to $22,500. Still on the high side, but in the ball park at least. I ended up doing the deal because my miles were low and the seat and mirrors were already adjusted.What is US Bank Lien holder address? • A. US Bank lien holder address for title and lien statements: • US Bank • 4325 17th Avenue, SW • Fargo, ND 58103 • B. OVERNIGHT A PAYMENT TO US Bank (delinquent account): • US Bank Consumer Finance • Payment Department • 205 West 4th Street 5th Floor • Cincinnati, OH 45202 • CN-OH-X5-FI ...An auto lease buyout can help you buy your vehicle instead of returning it. See if you pre-qualify in minutes with no impact to your credit. Formerly Clearlane. ... Whether you're a current Ally lease customer, or with another lender, all roads lead to ownership. Finance Your Lease Buyout.

Provides cash incentives to eligible wholesale dealers. Inventory Insurance. Offers competitive rates, aggregate weather deductibles and industry-leading claims service. SmartCash®. Our internet-based settlement system, which is available through Ally Dash, nets mutual financial obligations daily for efficient, electronic payments.

Send payment disputes, payments with restrictions or endorsements, or customer service correspondence to: Ally Financial P. O. Box 380901 Bloomington, MN 55438 . Debit card payment Make an online debit card payment. Make a one-time online debit card payment through CheckFreePay. You'll need to have your Ally vehicle account number, your debit ... To fill out an Ally Form 676 lease, follow these steps: 1. Begin by downloading the Ally Form 676 lease document from the Ally website or any other trusted source. 2. Read through the entire lease agreement carefully to understand the terms and conditions outlined in the document. 3.Re: I signed an auto loan with Ally Financial and just found out that I would have to pay a penalty. No incentives just an approval after Capital One Auto Finance turned me down. My interest is 9%. I've watched a ton of YouTube videos and read several blogs that states, waiting six months to refinance is a myth.Ask the Hackrs. truck, COVID-19, fl. glh280 April 6, 2020, 5:29pm 1. I spoke with Ally this morning to start the process of transferring my lease to a new owner. According to the Ally representative they are not doing lease transfers at this point because they are working from home and the information they need to do the lease transfer ...Your Security Deposit, if applicable, will be refunded to you after all obligations are paid under the lease agreement. This payoff amount does not deduct unearned premiums for ancillary products, such as credit life insurance, purchased and financed within the loan. ... Ally lost a $20M class action lawsuit a couple years ago over …When you're ready to pay on your GM lease, GM Financial allows your to pay in a variety of ways. Learn which payment options are accepted here. When you're ready to pay on your GM lease, GM Financial allows your to pay in a variety of ways. ... • Payoff information • Getting your title. You can also reach out to our Customer.Finance Payoff Physical Address (when overnighting certified funds): Toyota Financial Services. Attn: Retail Payoff. Box 5855. 5505 N. Cumberland Ave., Suite 307. Chicago, IL 60656. For lease payoffs, please contact our Customer Service Teamfor complete instructions.Ally Financial Lease Buyout (3rd-party-buyout) Ask the Hackrs. ca-socal. theignitionblog June 2, 2023, 4:28pm 1. Our 2020 Alfa Romeo Stelvio lease is ending and I'm looking to purchase from Ally, I see the buyout total and ran to my credit union to get approved, etc. Ally's process is really convoluted and the letter they sent today makes ...

Luke's sports shack bar and grill menu.

Pineywoods psychological services.

Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company. Ally Bank, the company's direct banking subsidiary, offers an array of deposit and mortgage products and services. Ally Bank is a Member FDIC and Equal Housing Lender NMLS ID 181005. Mortgage credit and collateral are subject to approval and additional terms and ...Ally Financial Lease Buyout (3rd-party-buyout) Ask the Hackrs. ca-socal. theignitionblog June 2, 2023, 4:28pm 1. Our 2020 Alfa Romeo Stelvio lease is ending and I'm looking to purchase from Ally, I see the buyout total and ran to my credit union to get approved, etc. Ally's process is really convoluted and the letter they sent today makes ...Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company. Ally Bank, the company's direct banking subsidiary, offers an array of deposit and mortgage products and services. Ally Bank is a Member FDIC and Equal Housing Lender NMLS ID 181005. Mortgage credit and collateral are subject to approval and additional terms and ...With an open-end lease, the final lease payment is established upfront. However, if the net sale price plus unpaid charges exceed the residual value, the customer is entitled to the excess. An open-end lease gives businesses more control of leasing terms and mileage, while holding the business liable for the vehicle's depreciation.Ally lease payoffs RETAIL LOAN PAYOFF NUMBER: 800 200-4622. Jul 22, 2022 . Jul 22, 2022 . Ally lease payoffs RETAIL LOAN PAYOFF NUMBER : 800 200-4622 . gcf ibjd amka ns dd hgg bdee aaa dedd an sca evg akc ee rejd dg du aaa ha edf deca kcia ib ed adcd umcj rk nr aaaa abof aa.Here is a list of our partners and here's how we make money. In most cases, you can't negotiate the buyout price at the end of your car lease. At the beginning of your car lease, the leasing ...Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company. Ally Bank, the company's direct banking subsidiary, offers an array of deposit and mortgage products and services. Ally Bank is a Member FDIC and Equal Housing Lender NMLS ID 181005. Mortgage credit and collateral are subject to approval and additional terms and ...HighTechnology February 18, 2020, 12:58pm 14. I’ve never seen any kind of interest credit from making additional payments on a pre-existing lease. I’ve paid off a few early, and it was simply a matter of multiplying the monthly payment times the remaining term. For example, a $400 lease with 6 months left = $2,400.Ally Financial has agreed to pay nearly $20 million to end a class action lawsuit alleging the company misled consumers financing vehicle purchases through ... Select your vehicle from your Snapshot and select Make a Payment from your vehicle details. Enter your payment amount, follow the instructions and submit your payment. You can also pay by selecting Payments from your vehicle details and following the prompts. Any lease that costs less than $125/month per $10,000 worth of vehicle is considered a good lease deal. Anything below $105 per $10K is a fantastic deal. The formula is actually very simple, but can confuse a lot of people: IF ("Real" Monthly Payment / MSRP ) * 10,000 is less than $125, then it's a good lease deal. ….

Sign in or enroll to access Ally Online for bank or invest products - accessible on desktop, tablet or mobile devices with your Username and Password.Do I have the option to use other payment methods, such as online payment, while protected by the SCRA? ... Ally Financial, P.O. Box 380901, Bloomington, MN 55438. Fax ... Additional information may be required depending on whether you are in a Lease or Retail contract. Contact our office at 1-877-713-5101 for more details.Ally Vehicle Lease Return/Remarketing Process (PDF 348 KB) Corporate Resolution (PDF 62 KB) 154 - 3rd Party Guaranty - Retail (AZ only) (PDF 24 KB) Vans Used for School Purposes Attestation Form (PDF 51 KB) A comprehensive collection of auto dealer guides, forms, contract processing references, Ally policies, and more.This calculator produces ComTRAC lease payment estimates. Use ComTRAC Quick Quote to generate a lease payment estimate. To generate a full quote, or to complete ComTRAC documentation, use the ComTRAC Quote and Document Tool under Retail Sales & Services in the Ally Dealer Portal. * indicates a required field. * Selling Price.The 31k is the 28k residual plus 3000 fee to buy it out. It's not a $3000 fee to buy it out, it's the $3000 you still owe on the lease. That doesn't go away if you buy out the lease early. Ally stated they have an "administrative" fee if you buy your lease out at the end..its not what I owe..its in my lease contract.Sign in or enroll to access Ally Online for bank or invest products - accessible on desktop, tablet or mobile devices with your Username and Password.When carmax calls Ally Financial to get payoff they are tacking on $1575 more than what they quoted me as the payoff. Carmax is saying there are extra fees if a leased car is sold to dealer. ... On a whim I asked Ally how much I could buy my lease out for. 30,338. WOW, that’s great. Another payment goes through and now I owe like 29,700.Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company, NMLS ID 3015. Ally Bank, the company's direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services. Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005. Credit products and any applicable Mortgage ...Dealer quote is going to be higher. Probably market value. I had a guy with an Ally lease I think it was, his buyout was $30k, dealer buyout was $45k. Payoff for the dealer will be higher, they are a third party not on your contract. Your bank is bound to you by what terms are listed on the contract you signed. Ally lease payoff, Re: I signed an auto loan with Ally Financial and just found out that I would have to pay a penalty. No incentives just an approval after Capital One Auto Finance turned me down. My interest is 9%. I've watched a ton of YouTube videos and read several blogs that states, waiting six months to refinance is a myth., Single payment SmartLease • 12 - 35-month terms = reduce lease rate by 0.50 pp • 36 - 60-month terms = reduce lease rate by 1.25 pp Single Payment Lease Ally does not permit capitalizing amounts other than the agreed upon value of the vehicle. Any other amounts payable in connection with the origination of single payment leases such as the ... , © 2009-2024 Ally Financial, Inc., © 2009-2024 Ally Financial, Inc., There are two kinds of car lease buyouts: 1.Lease-end buyout (at normal end of lease) 2.Early buyout (before normal end of lease) 1. Car Lease Lease-End Buyout. Buying your vehicle at the end of your lease is sometimes a good option, and sometimes not, depending on the details of your particular situation., Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company, NMLS ID 3015. Ally Bank, the company's direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services. Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005. Credit products and any applicable Mortgage ..., I live in NJ & am looking to get out of my Alfa Stelvio lease through Ally & get into an EV, either Hyundai Ioniq5 or Mustang Mach E. The Alfa has some equity. The buyout is $31,148 + $2063 tax = $33211. CARVANA offered $35391. DRIVEWAY offered $36805. VROOM offered $34168. I plan to trade the Alfa in towards the new EV., Jul 13, 2021 · Thought I would share my experience with my Ally Lease Buyout. 2018 - 2 year old Alfa Stevio Quad. My Buyout: $47,000 with tax Dealer Buyout: $62,000 (Yup) Estimated Resale Value: $56,000 So I sent Ally a check for $47,000 on 6/21. Ally processed on 6/26. Emailed me the buyout papers via Docusign 6/29. Received the Bill of Sale, Odometer statement, sales tax via email on 7/2. Received Lien ... , Oct 10, 2023 ... Buying a car? Save cash and time with myAutoloan. With just one form, you get upto four loan offers. It's secure and simple!, Annual Percentage Yield with an 11-month term. Smart savings. Penalty free. Great rates and flexibility. It's the best of both worlds. Seriously. No penalty. There's no minimum deposit required to open your account, and you can withdraw your full balance and interest any time after the first 6 days of funding your CD., Ally lease buyout issues. Off-Ramp. adamwest2121 February 26, 2021, 8:30pm 1. Wanted to share my current situation with an ally lease purchase. I mailed in an overnight cashiers check to ally for the buy price on my log in on Feb 5th. They received the 8th, a Monday, and it posted on the 10th as paid in full., Help & FAQs. Auto Financing. Payment Extension. Ally Auto: 1-888-925-2559. M - F 8 am - 11 pm ET, Sat 9 am - 7 pm ET. Payment Extension FAQs., Any discrepancies can lead to payment issues. Timely Payments. Ensuring your payments reach Ally Finance on time can help maintain your financial credibility. Contact Support. If you have any doubts or concerns about the overnight payoff process, don't hesitate to contact Ally Finance's customer support for assistance. FAQs, Sep 19, 2023 · For inquiries related to payoff addresses and other relevant information, you can contact Ally Financial via the following phone number: (800) 200-4622. If you have questions regarding home loans, the dedicated phone number to reach out to is: 1855-256-2559. Please note that these phone numbers are available for assistance during specific hours. , To fill out an Ally Form 676 lease, follow these steps: 1. Begin by downloading the Ally Form 676 lease document from the Ally website or any other trusted source. 2. Read through the entire lease agreement carefully to understand the terms and conditions outlined in the document. 3., Provides cash incentives to eligible wholesale dealers. Inventory Insurance. Offers competitive rates, aggregate weather deductibles and industry-leading claims service. SmartCash®. Our internet-based settlement system, which is available through Ally Dash, nets mutual financial obligations daily for efficient, electronic payments., Check the status of your vehicle title. Once we’ve processed your final payment, our Title Tracker tool can help keep you informed about where you are in the title/lien release process. You’ll also receive email alerts about your title/lien status along the way. Each state and municipality operates differently., I get a lease payoff "quote" from ally online and it says $6,600 for me to turn the vehicle in and be done with it. With that info I assumed payoff is RV +6600 so about $36000. I called ally to get an actual payoff amount and they don't have it, tell me to contact dealer. I contacted the dealer and they didn't have a number but told it ..., One-Pay Lease. Imagine all the flexibility and protection of an Acura Luxury Lease™ with the simplicity of a single financial transaction. That’s the One-Pay Lease. In addition to the convenience of simplified finances, you can receive a discount off your qualifying rate. $750 Excessive Wear and Use or Damage Waiver (Loyal customers 1 may ..., Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company, NMLS ID 3015. Ally Bank, the company's direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services. Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005. Credit products and any applicable Mortgage ..., Sign in or enroll to access Ally Online for bank or invest products - accessible on desktop, tablet or mobile devices with your Username and Password., Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company, NMLS ID 3015. Ally Bank, the company's direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services. Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005. Credit products and any applicable Mortgage ..., Ally Bank, the company's direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services. Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005 . Credit products and any applicable Mortgage credit and collateral are subject to approval and additional terms and conditions apply., Notify Ally of Lease Return Once the vehicle is back at your dealership, use the Ally Ride Return application to notify Ally of the lease return and to generate an Odometer Statement for the lessee to complete and sign. Getting started with Ally Ride Return is easy for both new and existing users and simplifies the lease-end process., For a regular lease transfer we do not need the payoff. You can start the transfer process by contacting Ally Financial 866-718-8019. Since the bailout and Ally becoming GM's prime lender, things have changed a bit and leases are going back to GM Financial who does not allow for a transfer., Ally , As of 2015, Iran’s largest ally is Russia, which it has strong diplomatic ties with; this has created a strong regional alliance. Iran is also allied with several other Islamic gov..., Leasing a vehicle with a down payment - is it a good idea? I want to buy out my lease, what are my options? What can I negotiate? How to calculate a lease yourself. ... My lease through Ally is coming up in a couple of months, so I've been talking to local credit unions today about financing. I had two different CUs tell me that Ally does not ..., Full Review of Ally Auto Refinance. Ally Auto Refinance, part of Ally Financial Inc., is a direct lender that offers refinancing and lease buyout loans. Ally is an online bank and therefore doesn ..., What is the phone number for Ally lease payoff? Give us a call at 1-888-925-2559 and well go over your options. Does Ally allow lease transfer? If you ever sell your vehicle, you can transfer your vehicle service contract to the new owner by filling out and returning the transfer form. Contact us at 1-800-631-5590 to begin the transfer process., 8/6 - Lease ends on 8/28. Sent payoff by personal check to Ally overnight. 8/10 - Ally deposited the check 8/24 - Got Ally documents by email to docusign, signed, and sent back. Called mycarauction and they came within 30 minutes and gave me the offer 8/27 - Received title from Ally and cashier’s check from mycarauction., You can also contact Customer Service at 1-888-925-2559. Username. Your username: Is 8-28 letters and/or numbers. Doesn't contain spaces or special characters. Isn't your email. Password. At least 1 number. At least 1 letter., A. Nothing has changed. Any time you purchase a leased vehicle for inventory at early termination, you CANNOT: show the transaction as a trade-in on a subsequent lease or retail installment sale contract; or. show any portion of the amount you paid to purchase the leased vehicle as a “payoff” amount or an outstanding prior lease balance on ...